Colorado's Transition to Tort Auto Insurance
Many thanks to the RMIIA for their outstanding work and for providing this Q & A!
On July 1, 2003 Colorado will switch from a no-fault auto insurance system (enacted in 1974) and join 37 other states in operating under a fault-based or tort system. Policyholders cannot drop their no-fault medical coverage, known as Personal Injury Protection (PIP), until the law goes into effect after midnight on June 30, 2003.
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